HB2591 established the Virtual Currency Kiosk Consumer Protection Act (VCKCPA) as part of the Kansas Money Transmission Act.
The VCKCPA requires several items, including but not limited to:
- disclosure requirements for transactions made at virtual currency kiosks (also referred to as cryptocurrency ATMs) and their operators,
- licensing requirements for virtual currency kiosk operators as money transmitters by amending “money transmission” in the KMTA to include virtual currency kiosk activities,
- several fraud prevention measures,
- refunds of transactions within certain windows of time, including in cooperation with regulatory and law enforcement agencies,
- establishes a cap on certain fees, and
- requires quarterly reporting and other safeguards, among other KMTA updates.
Conference Committee Report Brief (summary of the bill)
Virtual Kiosk Consumer Protection Act
Full version of enrolled bill (KS Legislature)
NOTE: Continue to watch official channels for updates to Kansas Statutes Annotated at the respective state legislative and administrative bodies.
The OSBC will hold a public hearing on June 8, 2026, to propose new permanent regulation changes interpreting the Kansas Mortgage Business Act and the Uniform Consumer Credit Code. Details about the hearing and the right to submit comments are discussed in the Notice of Hearing.
Notice of Hearing (KMBA)
Notice of Hearing (UCCC)
KMBA
UCCC
If you would like to download or print a copy of the complete Kansas consumer and mortgage lending/money transmitter statutes, regulations, and administrative interpretations, select the buttons below. Once you have opened the document, click the Save or Print button.
Consumer & Mortgage Lending Guidance Documents
Money Transmitter Guidance Documents
MT 2014-01 Virtual Currency (updated 12/2024)
Money Transmitter Modernization Act Guidance – Tangible Net Worth and Virtual Currency
Federal Law & Guidance
Money Service Businesses
For laws, regulations, and guidance regarding money services businesses, visit FinCEN’s website for MSBs.
For information regarding the regulation of money services businesses by the states, visit the Money Transmitter Regulator’s Association (MTRA) website.
For information regarding Virtual Currencies, see the Model State Consumer and Investor Guidance on Virtual Currency – Issued by the Conference of State Bank Supervisors (CSBS) April 23, 2014.
