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Welcome to the Office of the State Bank Commissioner!

The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters that do business in the State of Kansas.

Facility Hours

About Us

We’ve been serving Kansas companies and consumers since 1891.

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Banking & Trust

We regulate all State-chartered banks & trust companies in Kansas.

Consumer & Mortgage Lending

We regulate mortgage lenders, loan originators, and other consumer finance companies.

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Consumers

We help consumers through our mission by providing financial education and ensuring fair and reliable supervision of the financial industry.

A vibrant city nestled against the San Bernardino Mountains.

What's New

Latest notices from the OSBC

Kansas Office of the State Bank Commissioner Closes Small Business Bank, Lenexa, Kansas, Appoints Federal Deposit Insurance Corporation (FDIC) as Receiver

July 17, 2026| banking, consumers, legal

Small Business Bank, Lenexa, Kansas, was closed today by the Kansas Office of the State Bank Commissioner, which appointed the FDIC as... Read More → Kansas Office of the State Bank Commissioner Closes Small Business Bank, Lenexa, Kansas, Appoints Federal Deposit Insurance Corporation (FDIC) as Receiver

Virtual Currency Kiosk Consumer Protection Act – Effective Date: July 1, 2026

July 6, 2026| cml, consumers, legal

HB2591 established the Virtual Currency Kiosk Consumer Protection Act (VCKCPA) as part of the Kansas Money Transmission Act. The VCKCPA... Read More → Virtual Currency Kiosk Consumer Protection Act – Effective Date: July 1, 2026

2026 Kansas Financial Scholars Scholarship Winners Announced

June 17, 2026| banking, cml, consumers

The Kansas Office of the State Bank Commissioner (OSBC) has awarded five scholarships totaling $22,000 to five recent Kansas high school... Read More → 2026 Kansas Financial Scholars Scholarship Winners Announced

Agency Snapshot – 2026 Q1

June 8, 2026| agency-snapshot, banking, cml

Download PDF... Read More → Agency Snapshot – 2026 Q1

OSBC Receives Conference of State Bank Supervisors Reaccreditation for Bank, Mortgage, & Money Service Business Programs

April 21, 2026| banking, cml, legal

Topeka, KS — The Kansas Office of the State Bank Commissioner (OSBC) is pleased to announce it has earned reaccreditation status for... Read More → OSBC Receives Conference of State Bank Supervisors Reaccreditation for Bank, Mortgage, & Money Service Business Programs

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